Overview
Wise (formerly TransferWise) provides fast, low-cost international transfers and multi-currency accounts. Businesses and freelancers can receive, hold, and convert 40+ currencies at the mid-market exchange rate without hidden markups.
Available On
WebIosAndroidMobile AppAPI
Key Features
Local Bank Details in 9+ Currencies
Mid-Market Exchange Rate
Batch Payments API
Wise Business Debit Cards
Accounting Sync
Pros
- Zero hidden markup on foreign exchange rates
- Provides real local IBAN, US routing, and UK account numbers
- Super fast transfers with transparent fees
Cons
- Not a full-fledged lending institution (no credit lines)
- One-time setup fee for business account registration in some regions
Pricing Plans
Wise BusinessPAID
$31/mo
- One-time setup fee
- Local account details
- Multi-currency debit card
- Batch payments
User Reviews
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Integrations
XeroQuickBooksFreeAgentStripeZapier
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Quick Info
Websitewise.com
CategoryFinance & Payments
Team SizeSMB
ReleasedJanuary 15, 2023
Last UpdatedSeptember 20, 2026
Monthly Visits42.0M
API AvailableYes
Open SourceNo
Compare Wise
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Wise vs PayoneerBuild Custom ComparisonBest For
FintechBankingInternational BusinessFreelancing