Overview
Mercury provides digital business banking, FDIC insurance up to $5M via partner banks, corporate credit cards, treasury management with automated yield, and developer API integrations.
Available On
WebIosAndroidMobile AppAPI
Key Features
Up to $5M FDIC Insurance (Vault)
Mercury Treasury (T-Bills & Money Market)
Free Domestic & International Wires
Corporate Credit Cards
Read/Write API
Pros
- Zero monthly fees and free wire transfers
- High-yield automated treasury accounts for idle cash
- Clean modern developer API and dashboard UI
Cons
- Strict underwriting criteria (designed primarily for US-registered tech startups)
- Not designed for cash-heavy retail brick-and-mortar
Pricing Plans
StandardFREE
Free
- Checking & savings accounts
- Free ACH & wire transfers
- Virtual debit & IO cards
- API access
User Reviews
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Integrations
QuickBooksXeroGustoRipplingStripeZapier
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Quick Info
Websitemercury.com
CategoryFinance & Payments
Team SizeSTARTUP
ReleasedJanuary 15, 2023
Last UpdatedSeptember 20, 2026
Monthly Visits6.2M
API AvailableYes
Open SourceNo
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StartupsVenture CapitalTechSaaS